Diversified Consulting Inc. is the actuarial practice of Glen A. Gusewelle, ASA, MAAA. We advise life and annuity carriers, employers, attorneys, and accountants on product, valuation, financial reporting, and the technical questions that arrive when a number must be defended.
Comprehensive actuarial services for the life and annuity market. Every engagement is led personally by Glen, with senior-only execution and no junior pass-through.
Pricing and structural design for new life and annuity contracts — from concept through pricing committee, regulatory filing, and post-launch monitoring.
Statutory and GAAP reserves, asset adequacy testing, cash-flow testing, and reserve adequacy under principle-based regimes.
Quarterly and annual reporting support — STAT, GAAP, and LDTI — with reconciliation, controls, and audit-ready documentation.
Actuarial opinion in litigation and regulatory proceedings — life, annuity, and disability matters. Reports, deposition, and trial testimony.
Reserve and capital diligence on the buy side and sell side. Block valuations, embedded value, and post-close integration support.
Mortality, lapse, and morbidity modeling using current statistical methods — applied to pricing, valuation, and in-force management.
Custom AI agents for valuation, reporting, and reconciliation workflows. Built with the controls and documentation an actuary can sign.
Design and review of actuarial governance — model risk, assumption committees, sign-off protocols, and oversight calendars.
Diagnosis and remediation of inherited reporting issues — restatements, control gaps, and the orderly path back to a clean opinion.
The structure of every engagement is the same — discreet, scoped, and led by Glen from first call to delivery. The work is the work; there are no managed handoffs and no junior pass-through.
A thirty-minute call to understand the question, the timeline, and the audience for the work. No charge, no obligation.
A short, written engagement letter — fixed scope, fixed fee or hourly cap, defined deliverable, defined recipient.
Glen performs the analysis personally. No staffing pyramid. No surprises about who is actually doing the work.
A signed actuarial opinion, memorandum, or report — built to stand up to audit, regulator, opposing counsel, or board scrutiny.
Diversified Consulting is a single-principal practice by design. The firm exists to make Glen's experience available by engagement, without the overhead and dilution of a larger consultancy.
Thirty-five years of life and annuity practice across carrier-side actuarial roles and consulting engagements. Work has covered product, valuation, financial reporting, and the governance frameworks behind them — for carriers of every size and for the attorneys, accountants, and regulators who depend on actuarial opinion.
The firm is structured deliberately: one principal, no junior staff, fixed-scope engagements. Every client gets the actuary they retained, on every part of every deliverable.
Diversified Consulting operates from Overland Park, Kansas, and accepts engagements nationwide.
Five constituencies, one practice. Each engagement begins with the recipient of the work — the regulator, the board, the audit committee, the bench — and is written for that audience.
Life, annuity, and reinsurance companies
Plan sponsors and benefits committees
Litigation, regulatory, transactional
Audit support and reporting partners
State examination and filing support
Independent. Senior-led. By engagement letter — never on retainer, never on commission. That is the whole proposition.
Glen A. Gusewelle, ASA, MAAA · Principal
A short message is fine — the question, the audience for the work, and the rough timeline. Glen will reply within one business day.