Diversified Consulting Inc. ("Diversified," "we," "our") is an actuarial consulting firm. This Privacy Policy describes the information we collect when you visit our website or engage us professionally, how we use that information, and the choices available to you.
1 · Scope
This Policy applies to www.The-Diversified.com and to information collected in the ordinary course of an actuarial consulting engagement with Diversified. It does not apply to third-party websites or services we may link to.
2 · Information we collect
2.1 · Information you provide
When you contact us (by web form, email, telephone, or in person), we receive the information you provide: name, firm, contact details, and the substance of the question or engagement. During a retained engagement, we receive the data the engagement requires, which may include policy-level, plan-level, or claim-level information furnished by you or your service providers.
2.2 · Information collected automatically
Our website logs standard server information (IP address, browser, operating system, referring page, pages requested, and timestamp) for security, debugging, and aggregate analytics. We do not use cookies for advertising. [Confirm cookie posture with attorney.]
3 · How we use information
We use the information described above to:
- respond to inquiries and confirm engagement terms;
- perform the actuarial work for which we are engaged;
- maintain our records, files, and working papers;
- comply with applicable law and professional standards (including the Code of Professional Conduct adopted by the American Academy of Actuaries and the qualification standards of the Society of Actuaries);
- operate, secure, and improve our website.
4 · Sharing & disclosure
We do not sell personal information. We disclose information only:
- to you and to the recipients you designate in writing;
- to service providers that support our practice under written confidentiality terms (for example, secure file transfer, hosted email);
- as required by law, subpoena, court order, regulatory request, or professional standard;
- in connection with the sale or transfer of all or substantially all of the assets of the firm, subject to appropriate confidentiality protections.
5 · Retention
We retain engagement records, working papers, and signed opinions for the period required by applicable professional standards, state law, and our internal retention policy. [Confirm retention term with attorney; typical actuarial-consulting term is the longer of seven years or the limitations period applicable to the engagement.]
6 · Security
We use reasonable administrative, technical, and physical safeguards to protect information in our custody, including encrypted file transfer, access controls, and secured backup. No method of transmission or storage is perfectly secure; we cannot guarantee absolute security.
7 · Your choices
You may request to access, correct, or delete personal information you have provided directly to us. We will respond within a reasonable period. Engagement records subject to professional retention requirements cannot be deleted before the applicable period expires.
8 · Contact
Questions about this Policy may be directed to:
Diversified Consulting Inc.
Attn: Glen A. Gusewelle, ASA, MAAA
10330 W. 177th Terrace
Overland Park, Kansas 66221
Glen@The-Diversified.com